Who We Work With
From Your First ABN To A Complex Business Group.
There is no single “Lume client.”
You might be a tradie who has just realised your business has outgrown being a sole trader. You might run an established company employing 30 people. You might be building an online brand from your bedroom and suddenly turning over serious money.
You might operate multiple companies and trusts, hold significant investments or conduct business internationally.
The complexity changes. The principle doesn’t.
You need the right advice for where you are now and where you’re trying to go. Our role is to bring the appropriate experience to the table.
Business and Start-Ups
Starting a business is exciting. The administration generally isn’t.
ABNs. GST. Companies. Trusts. Registrations. Accounting software. Payroll. Banking. Tax. Record keeping.
What seems simple at the beginning can become difficult to unwind later.
We help new business owners understand what they actually need, get the fundamentals right and establish accounting systems that can grow with the business.
And if you’re ambitious about where the business is heading, tell us.
We’d rather understand the destination from day one.
Established Business
Your Business Has Changed. Has Your Accounting Relationship?
Businesses evolve.
Revenue increases. Teams grow. Assets accumulate. Debt changes. New entities appear. Owners invest. Property gets purchased. Risk increases.
But surprisingly often, the accounting relationship remains exactly the same.
If your accountant is still providing essentially the same service they provided when your business was a fraction of its current size, it may be time for a different conversation.
Lume works with established businesses that want more visibility, more communication and a more coordinated approach to their financial affairs.
Switching Accountants
Years of education and hard work had created a substantial income. Then came the home, investments, superannuation, perhaps a business interest and an increasingly valuable asset base.
But professional income can also come with professional risk.
The objective was not to make life unnecessarily complicated. It was to understand where the risks existed and make deliberate decisions about where future wealth should be accumulated.
