Website and Professional Services Disclaimer

Effective date: 14 September 2026

Information published by Lume Corporate Accountants Pty Ltd on this website is provided for general informational and educational purposes. It may discuss accounting, taxation, bookkeeping, business and related matters, but it is not a substitute for advice based on your individual circumstances.

1. General information, not personal advice

Website content does not take into account all of your objectives, financial position, legal circumstances, family circumstances, business arrangements or other relevant facts. You should obtain advice appropriate to your circumstances before implementing a strategy, entering a transaction, changing a structure or making a material financial decision.

2. No engagement created by website use

Using the website, downloading material, submitting an enquiry or communicating with us does not automatically create a professional engagement. The scope, provider and terms of any professional service will be confirmed separately.

3. Professional boundaries

Taxation and accounting outcomes depend on your facts, records, timing, elections, structures and applicable law. General examples should not be applied to your circumstances without appropriate advice.

Where a service requires registration, licensing, authorisation or another professional capacity, it will only be provided by, through or under the responsibility of an appropriately authorised person or entity where required by law.

References to finance, investments, superannuation strategy, legal matters, asset protection or financial planning do not mean that Lume Corporate Accountants Pty Ltd provides every regulated service itself. Where appropriate, separate appropriately qualified or licensed professionals may be involved.

4. Laws and information change

Taxation, corporations, superannuation, privacy, consumer, financial services and other laws and administrative practices can change. Website content may become outdated and may not reflect later legislation, rulings, court decisions, regulator guidance or changes to your circumstances.

5. Examples and case studies

Any examples, case studies, scenarios, calculations or illustrations are simplified and are provided to explain concepts. They are not promises, forecasts or guarantees and should not be assumed to produce the same outcome for another person.

6. Third-party information

We may refer to information or services provided by third parties. We do not guarantee the accuracy, completeness, availability or suitability of third-party information and are not responsible for third-party websites merely because we link to them.

7. Liability and statutory rights

To the maximum extent permitted by law, we are not liable for loss arising solely from reliance on general website information without obtaining appropriate advice. Nothing in this disclaimer excludes, restricts or modifies any right, guarantee or remedy that cannot lawfully be excluded.

8. Seek advice early

Professional outcomes can depend heavily on timing. If you are considering a transaction, restructure, asset transfer, finance application, tax position, dispute, insolvency issue or other significant step, obtain appropriate advice before acting rather than after the event.

9. Contact

If you would like advice about your circumstances, contact us using the details published on our website. We will determine the appropriate scope of work and, where necessary, the appropriate professional or specialist to assist.